SmartPay
Insurance
Insure to Ensure
Your trusted insurance partner for health, life, and general cover. We make claims simple — settled in hours, not weeks.
Comprehensive Coverage for Every Need
Choose from our wide range of insurance products designed to protect what matters most to you.
Health Insurance
Comprehensive health coverage with cashless claims at 10,000+ network hospitals across India.
- Cashless Hospitalization
- Pre & Post Hospitalization
- Day Care Procedures
- No Claim Bonus
General Insurance
All-round protection for your assets, business, and peace of mind with tailored policies.
- Motor & Vehicle
- Property & Fire
- Marine & Cargo
- Liability Coverage
Life Insurance
Secure your family's future with comprehensive life coverage plans and wealth creation options.
- Term Life Plans
- Endowment Policies
- ULIP & Investment
- Retirement Planning
General Insurance Categories
Policy & Claims
Claims That Move
at Your Speed
We take the stress out of claim settlement. Our team handles every step — from intimation to final payment.
Cashless Claim Settlement
Every eligible claim settled — no partial payments, no hidden rejections.
Cashless Turnaround
Pre-authorisation approved within 4 hours at network hospitals.
Reimbursement Timeline
Reimbursement processed within 7–15 working days of document submission.
How It Works
Intimate Claim
Call or WhatsApp us immediately. We guide you through the first steps.
Document Collection
Our team helps you gather the required documents — no confusion, no back-and-forth.
Insurer Liaison
We coordinate directly with the insurer on your behalf for faster processing.
Settlement
Reimbursement in 7–15 working days. Done.
Who We Are
Your Most Trusted
Insurance Partner
With over 34 years in the insurance industry since 1993, I bring deep expertise in Health, Life, and General Insurance. My team and I are fully IRDAI-licensed professionals, trained through rigorous exams, workshops, and field work at reputed institutions.
What sets us apart:
- Single point of contact for all client needs — from new proposals to emergency claim support.
- End-to-end service: proposal filing, document follow-ups, vehicle/site inspections, health checkups.
- Claims advocacy: We stand by you even in rare claim rejections, with escalation support as per norms.
- Holistic Expertise: Our background in Finance, Real Estate, Auditing, Investments, Mutual Funds, GST, Law, Jewellery & Corporate Affairs helps us deliver complete risk & wealth solutions.
We have been recognised by various Insurers through multiple Awards and Certificates in all categories. Our growing list of satisfied clients reflects our promise: Peace of Mind through Proper Planning and Perfect Execution.
In emergencies, our team activates instantly. Call us 24X7X365. For new policies and quotes, reach us on the registered email or mobile during office hours.
We welcome your feedback — because we improve every day, every moment.
Suresh Ranka
SmartPay Insurance
What Clients Say
Trusted by Thousands
Across Chennai
Every great Service starts with Trust. He listens, He observes and He translates our genuine needs into elegant Insurance Policies.
I've been renewing all my business insurance through SmartPay Insurance for 12 years. They know their products inside-out and always get the best premium for my needs.
Our company's group health policy was handled seamlessly. The team's responsiveness during claim time is what sets them apart from every other broker.
Corporate Clients
Trusted by Leading Chennai Businesses
Our Partners
India's Top Insurers,
All in One Place
We work with 14+ leading IRDAI-registered insurers to give you the widest choice and the best premium.
All our partner insurers are registered with IRDAI and comply with Indian insurance regulations.
